STRATS(SM) TRUST FOR DOMINION RESOURCES, INC. SECURITIES, SERIES 2005-6 Annual Report - How They Did This Year

I’m here to help you break down the latest report for this investment. Think of this as a plain-English guide to help you understand your money, without the confusing financial jargon.

1. What is this investment?

This is not a typical company. It is a Trust. Think of it as a "pass-through" vehicle. The Trust holds $100 million in 6.30% Senior Notes from Dominion Resources, Inc. that mature in 2035. Its only job is to collect interest payments from those notes and pass them to you, the certificate holder, after paying small administrative costs. It has no employees, no CEO, and no business strategy. It simply holds these assets until January 15, 2035.

2. Financial performance

Because this is a passive Trust, it doesn't "make a profit" or grow like a business. Its performance depends entirely on the notes from Dominion Resources. In 2025, the Trust collected the 6.30% interest payments and distributed them to you. The Trust’s only activity is receiving this interest and passing it on to investors, minus a small, capped fee for the Trustee.

3. Operational status

Janet P. O’Hara, an officer at U.S. Bank Trust National Association, confirmed that the Trust followed all its rules in 2025. She verified that all reports were filed correctly with the SEC and that money was distributed exactly as promised. There were no errors in how the Trustee handled your payments this year.

4. Key risks to consider

Your biggest risk is the financial health of Dominion Resources. If they cannot pay their debts, the Trust will have no money to pass on to you. Also, because these are fixed-income securities, interest rate changes affect your certificate's value. If market interest rates rise above 6.30%, the market price of your certificates will likely fall.

5. Future outlook

The Trust will continue to pass through payments until the Dominion Resources notes mature on January 15, 2035. At that time, Dominion Resources will repay the principal, the Trust will distribute it to you, and the Trust will close.

6. What to watch

The Trust meets all SEC reporting requirements. As an investor, the most important factor is the financial health of Dominion Resources, Inc. Their ability to pay the 6.30% interest is the primary driver of your investment's value.

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Note to Investors: The latest filing confirms the Trustee fulfilled all its 2025 obligations. The "pass-through" process worked as intended. Check your brokerage statements against the Trust’s payment schedule to ensure you received all expected interest distributions.