Hold Me Ltd Annual Report - How They Did This Year

I’ve put together this guide to help you make sense of Hold Me Ltd’s latest annual report. Think of this as a "cheat sheet" to help you decide if this company is worth your investment, without the confusing corporate jargon.

1. What does this company do and how did they perform?

Hold Me Ltd is effectively a "shell" company. While they hold a license to act as a non-bank lender in Israel, they aren't using it to generate business. In 2025, they brought in zero revenue. They have no active products, no staff, and no customers. They exist only on paper and are currently inactive.

2. Financial performance: Did they make money?

No. In 2024, they brought in a small amount of cash (55,845 NIS) from a one-off project, but that dried up in 2025. Their losses are growing: they lost 931,888 NIS in 2025, compared to 758,216 NIS in 2024. They are burning through their remaining cash just to stay open. This includes paying 420,000 NIS in "management fees" to a related party—essentially paying their own leadership while the company produces no revenue.

3. Financial health: Are they drowning in debt?

They are in a precarious position. By the end of 2025, they had only 13,720 NIS in cash left, down from 54,731 NIS the year before.

The company relies entirely on loans from its own leadership and related companies. They owe their CEO, Menachem Shalom, nearly 1.5 million NIS, and another 1.4 million NIS to a company called Billio Ltd. In total, their debts have climbed to nearly 3.7 million NIS. Their auditors issued a "going concern" warning, which highlights a high risk of the company running out of money and closing within the year. The company’s debts far exceed its assets.

4. Governance: Who is running the show?

The leadership structure is heavily concentrated. Mr. Menachem Shalom is the CEO, a director, and the dominant shareholder. He owns 87% of the ordinary shares and 100% of the preferred shares. These preferred shares can be converted into 100 ordinary shares each, giving him total control over any vote. There is no independent oversight to protect smaller investors, as the board is controlled by the same person who acts as the primary creditor.

5. Key risks: What could go wrong?

• The "Going Concern" Risk: The company admits it needs new, external financing just to keep operating. There is no guarantee they will find it, and their current cash cannot cover their annual losses.
• The "Related Party" Trap: The company borrows money from its own boss to pay bills. If the CEO stops lending, or if Billio Ltd demands repayment, the company will likely collapse.
• The "Penny Stock" Trap: Their shares trade on the "OTC Pink" tier, the least regulated part of the market. This means there is little public information and high volatility, making it hard to sell your shares.
• Useless Tax "Benefits": The company mentions various Israeli tax incentives. Because the company has no profit and no tax to pay, these "benefits" provide zero value to an investor.

My take: Hold Me Ltd is not an investment; it is a high-stakes gamble. With no revenue, growing losses, and a CEO who holds absolute power, this is one to avoid. If you are looking for a stable company to put your money into, this does not fit the bill.