TY AM Group (Holdings) Ltd IPO - What You Need to Know

Hey there! Thinking about investing in TY AM Group's upcoming IPO? That's great! It can be exciting to get in on a company early. But before you jump in, let's break down what this company is all about in plain English, so you can make an informed decision. Think of this as a chat with a friend, not a stuffy financial report.

This information is based on a preliminary filing with the U.S. Securities and Exchange Commission (SEC) dated December 19, 2025. Remember, "preliminary" means things can still change!

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1. What does this company actually do? (in plain English)

The preliminary filing doesn't provide a clear, simple description of TY AM Group's core business. To make an informed decision, you'd typically want to understand exactly what products or services they offer and to whom. We know they are a "business-to-business" (B2B) company, meaning they help other businesses, but the specifics of what they provide are not detailed in this filing.

2. How do they make money and are they growing?

The filing doesn't specify TY AM Group's exact revenue streams. Generally, companies make money by charging for their products or services.

When we talk about "growth," we're looking at whether they're bringing in more money (revenue) and ideally, making more profit each year. You'll want to check their financial reports (which will be in the IPO prospectus) to see if their sales are going up, if they're expanding their customer base, or if they're entering new markets. Are they growing faster than their industry? That's a good sign!

3. What will they do with the money from this IPO?

When a company goes public, they're essentially selling a piece of their company to investors like us to raise a big chunk of cash. The preliminary filing outlines general categories for how TY AM Group might use the money from this IPO, but doesn't provide specific details for their plans. Typically, companies use IPO money for things like:

• Expanding their operations: Maybe they want to build a new factory, open more offices, or hire a lot more people to handle growing demand.
• Investing in new technology: They might want to buy new, advanced equipment or develop new software to stay competitive.
• Paying off debt: Sometimes companies use IPO money to clear up old loans, which can make them financially stronger.
• Acquisitions: They might want to buy smaller companies that offer complementary services or products.

The final IPO prospectus will detail exactly how they plan to spend the money. It's important to see if their plans sound smart and will help the company grow even more.

4. What are the main risks I should worry about?

Every investment has risks, and IPOs can be a bit more volatile. Here are some common things to keep in mind:

• Market Conditions: If the overall stock market is having a tough time, even good companies can see their stock price drop.
• Competition: Are there other big players doing similar things? Can TY AM Group keep up or stand out?
• Reliance on Key Customers: Do they depend heavily on just a few big clients? If one of those clients leaves, it could hurt their business.
• Economic Downturns: If the economy slows down, their business clients might cut back on spending, which would affect TY AM Group.
• Regulatory Changes: New laws or rules in their industry could impact how they operate or how much profit they can make.
• No Prior Trading History: Since it's an IPO, there's no past stock price to look at, so it's harder to predict how the market will value it.
• Valuation: Is the company asking for a fair price for its shares, or is it overvalued compared to its potential?
• Emerging Growth Company Status: TY AM Group is considered an "Emerging Growth Company" by the SEC. This means they might have fewer reporting requirements than larger, more established companies, which could mean less public information for investors.
• Listing Approval Risk: They plan to list on Nasdaq, but the IPO can't be completed unless Nasdaq approves their application. There's no guarantee that will happen.
• Controlling Shareholder: After the IPO, one person, Mr. Kin Tung Tse, will own a very large chunk of the company's voting power through his entity, Daylight Victory Investment Limited. This means he'll have a lot of control over major decisions, like electing directors or changing company rules. As a regular investor, your vote might not carry much weight.

5. How do they compare to competitors I might know?

The preliminary filing doesn't name specific competitors for TY AM Group. This is where you'd want to do a bit of digging on your own. Are there other publicly traded companies that do something similar to what you think TY AM Group does?

What to look for: Compare things like their size, how fast they're growing, how profitable they are, and how much their stock is valued by the market. Does TY AM Group have a special "edge" (like unique technology, a strong brand, or a loyal customer base) that makes them better or different from these competitors?

6. Who's running the company?

The people at the top, the management team, are super important. You're essentially trusting them with your money. In this case, it's important to know that Mr. Kin Tung Tse, through his company Daylight Victory Investment Limited, will be a controlling shareholder after the IPO. This means he'll have a significant say in the company's direction and major decisions.

The preliminary filing doesn't provide detailed information about other key executives (like the CEO or CFO), their experience, or their vision for TY AM Group's future. A strong, experienced, and trustworthy leadership team can make a huge difference in a company's success.

7. Where will it trade and under what symbol?

Once the IPO is complete, TY AM Group's shares will be available for you to buy and sell on a stock exchange. They are incorporated in the Cayman Islands but plan to list their shares on the Nasdaq Capital Market in the U.S. The preliminary filing does not yet specify their ticker symbol (the company's nickname on the stock market).

8. How many shares and what price range?

The preliminary filing does not yet specify the number of Ordinary Shares TY AM Group plans to offer to the public, nor does it provide an initial price range for these shares. This information is usually detailed closer to the IPO date. (The shares have a very small 'par value' of $0.00000625 per share, which is mostly a legal detail and doesn't really affect the trading price for investors.)

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This company provided limited information in their preliminary IPO filing, which might be something to consider when evaluating the investment opportunity.

Final thought: Investing in an IPO can be exciting, but it's also important to do your homework. Don't invest money you can't afford to lose, and always consider your own financial goals and risk tolerance. Good luck!